Kelly L. Higgins, CFP®, CPA brings decades of experience and dual credentials to every client relationship.
Kelly founded Lautus Wealth Advisory with a clear mission: to provide the kind of comprehensive, personal financial guidance that every family deserves. After years in financial services, she saw too many clients receiving fragmented advice — investment management disconnected from tax planning, retirement projections built without understanding the full picture.
As both a Certified Financial Planner™ and Certified Public Accountant, Kelly brings a rare combination of expertise. She doesn't just manage portfolios — she builds integrated strategies where investments, tax planning, retirement projections, and estate considerations work together as a coordinated whole.
Kelly works closely with each client to understand their values, goals, and concerns. Whether you're planning for retirement, managing a business transition, or building generational wealth, she provides the clarity and confidence that comes from having a trusted advisor who truly understands your complete financial picture.
Based in Troy, Michigan, Kelly serves clients throughout Southeast Michigan and across the country.
The gold standard in financial planning. CFP® professionals meet rigorous education, examination, experience, and ethics requirements to provide comprehensive financial advice.
Licensed to prepare tax returns and provide tax advisory services. This credential allows Kelly to integrate tax strategy directly into your financial plan with authority and precision.
Advisory services through Cambridge Investment Research Advisors, Inc. As a fiduciary, Kelly is legally obligated to act in your best interest at all times.
Our values aren't marketing — they're the foundation of every decision we make on your behalf.
We limit our client base intentionally so that every person and family receives the attention and responsiveness they deserve. We're building long-term partnerships, not a volume business.
You'll always understand our fees, our reasoning, and our recommendations. We believe trust is built through clarity, not complexity.
Tax, investment, retirement, and estate planning should never happen in isolation. We see the connections others miss because we're qualified across disciplines.
We don't sell proprietary products or earn commissions that create conflicts. Our advice is driven entirely by what's right for you.
Every client relationship begins with a thorough discovery process. We want to understand not just your numbers, but your values, your concerns, and what "living well" means to you.
From there, we build a customized plan that evolves with you. Regular reviews, proactive communication, and ongoing adjustments ensure your strategy stays aligned with your life as it unfolds.
A complimentary consultation to understand your goals, concerns, and current financial situation.
Comprehensive review of your investments, tax situation, insurance, estate plans, and retirement projections.
A coordinated plan that integrates every dimension of your financial life into a clear path forward.
Ongoing reviews, proactive adjustments, and always-available guidance as your life evolves.
Schedule a no-obligation consultation to discuss your financial goals and learn how Lautus Wealth Advisory can help.
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